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Financial Affairs
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Consultancy & Service
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Settlement-Guide
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Go-To-Do
Setup your business in Dortmund, Germany: www.go-to-do.com
Economic Development Dortmund
Insurance
If you setup a business or a branch office, you should also consider
a sufficient insurance coverage. It depends too much on the specific situation
of your enterprise which kinds of insurance are best for you. Therefore
it is not possible to give a universal recommendation. That is why you
can find here only a list of the most important kinds of insurances:
- employer’s liability insurance (“Betriebshaftpflichtversicherung”)
pays for damages of third party claims,
- product liability insurance (“Produkthaftpflichtversicherung”)
occurs when third parties suffer damages by delivered products,
- credit insurance (“Kreditversicherung”)
insurance for outstanding debtor’s payments (for instance, if
debtor is insolvent.
- burglary and robbery insurance (“Einbruch-Diebstahl-Versicherung”)
compensates damages by robbery or vandalism
- business interruption insurance (“Betriebsunterbrechungsversicherung”)
If the business is interrupted by fire or the breakdown of machines,
computing, or telephones, the insurance compensates the costs of the
running business (rental fees, salaries, etc.)
Beside these kinds of insurance listed here, there are a number of others.
Thus, we recommend a personal call to the insurance in order to check
your individual needs.
You will find a 
manual (German
lang.) on the homepage of the “German Insurance Coverage Association”
(“Deutscher Versicherungs-Schutzverband”) to help you checking
your individual needs.
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